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5 ways to grow your super (AustralianSuper & HostPlus)

Published 5 months, 3 weeks ago
Description

In this episode of The Australian Finance Podcast, Owen Rask shares 5 essential ways to boost your superannuation fast. From choosing the right investment option to understanding fees and insurance, this solo episode helps you take charge of your retirement savings.

Covered in this episode:

– The most misunderstood part of super funds

– Why your investment option is more important than your super provider

– How fees can destroy your retirement balance

– Smart ways to contribute more to super

– The $500 government co-contribution rule

– Why insurance might be eating into your super

– Real-life examples comparing fees and returns

– How to structure your portfolio as you get older

If you want to maximise your retirement savings and get clarity on your super, this episode is for you.

Subscribe to The Australian Finance Podcast on Apple, Spotify, YouTube or wherever you get your podcasts:

👉 Apple: https://podcasts.apple.com/au/podcast/australian-finance-podcast/id1454193127

👉 Spotify: https://open.spotify.com/show/0KEsqdQgVCL6BKomPoNVOz

👉 YouTube: https://www.youtube.com/channel/UCvOPFdkhCBIK2Y5QbDtOZXA

Follow us on Instagram (https://www.instagram.com/rask.invest/) and TikTok (https://www.tiktok.com/@rask.invest) for more investing insights.

Topics Covered

– The #1 mistake people make with super

– Super fund fees: admin + investment

– Investment options inside super funds

– Why high fees don’t always mean high returns

– Hostplus vs AustralianSuper fee examples

– Comparing returns: indexed vs balanced

– The 4% Rule and how it applies to super

– Concessional contributions: up to $30,000/year

– Catch-up contributions for balances under $500k

– Government co-contributions for incomes <$62,488

– Insurance inside super: life, TPD, income protection

– Why you should review your insurance before switching funds

– The hidden cost of paying insurance from your super

– How to structure your super as you age

– The most powerful step: review your fees & investments today

~~ Show partner resources ~~

💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler

📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith

📈 View Betashares full range of funds – https://bit.ly/beta-25

~~ Rask resources ~~

🔗 Explore all Rask services – https://bit.ly/R-services

📋 Learn about Rask Financial Planning – https://bit.ly/R-plan

📈 Start investing with Rask – https://bit.ly/R-invest

📜 Access Show Notes – https://bit.ly/R-notes

❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest

📲 Follow us on social media:

Instagram: @rask.invest – https://www.instagram.com/rask.invest/

TikTok: @rask.invest – https://www.tiktok.com/@rask.invest

DISCLAIMER

This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should conside

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