Episode Details

Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action. 

• (0:40) News story of the week. 

• (2:55) We’re joined by mortgage expert Kelly Rule. 

• (2:50) What’s the impact of the latest base rate cut? 

• (7:15) What’s the current state of the mortgage market? 

• (12:15) Are lenders becoming more competitive? 

• (14:35) What types of mortgage products are investors choosing right now?  

• (17:25) What strategies are the most successful investors using? 

• (20:35) The latest on down-valuations.  

• (22:25) What common mistakes do you see from investors? 

• (25:37) Are investors buying through limited company or personal name? 

• (26:45) Let’s break down current mortgage rates for every type of investor. 

• (32:35) Are lenders making things easier, or are there still tricky criteria to meet? 

• (34:35) If you had one wish for the mortgage market, what would it be? 

• (38:25) Hub Extra.  

Links mentioned: 

• Knight Frank increase their growth forecasts for UK house prices 

• Airalo 

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