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115 - Mailbag Episode - Tracking 401k Contributions, ESPP Savings, and Investing After a Late Start

115 - Mailbag Episode - Tracking 401k Contributions, ESPP Savings, and Investing After a Late Start

Published 4 years, 9 months ago
Description

Scott and James discuss multiple listener questions regarding tracking 401k contributions, ESPP savings, and investing after getting a late start.

Planning Points Discussed

  • Retirement Planning
  • Utilizing Time Efficiently
  • Capital Appreciation
  • Purchasing Power
  • Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

1:49 - Listener Question

2:57 - Tax Implications of Retirement Accounts

4:05 - Rollovers: 401(k)s to IRAs (and Roth!)

7:40 - ESPP (Employee Stock Purchase Plan)

10:47 - Risk & Return Correlations

12:41 - When Does It Make Sense to Diversify?

15:37- What Can You Control?

17:54 - Maximizing Social Security

20:36 - When Saving Is More Important Than Compounding

23:07 - Aligning Your Financial Goals

 

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

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