Episode Details

In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn:

• Why budgeting isn’t about sacrifice

• The importance of value-aligned spending

• How to use the 50/30/20 budget as a beginner

• How to make budgeting easier with free tools and apps

If you like this Australian Finance Podcast episode on budgeting, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!

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Topics Covered

• Why most people struggle with budgeting

• Rethinking budgeting: It’s not about sacrifice

• The 10 things activity: What brings you joy?

• Strategy 1: The 50/30/20 budget

• Strategy 2: Use our free budgeting spreadsheet

• Strategy 3: PocketSmith – the advanced budgeting app

• Final thoughts & tools that can help

Resources for this episode 📄 Learn more about budgeting:

• 💰 Budgeting course with Rask
  
• 📊 Use our spreadsheet
  
• 📈 PocketSmith budgeting tool
  

~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ 📈 View Betashares full range of funds – https://bit.ly/beta-25

~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest

📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable in