Episode Details
Back to EpisodesWhy Your Bar's Insurance Just Doubled — And What You Can Do About It with Lars Kristiansen
Description
Why are bar insurance premiums skyrocketing—and is there anything you can do to protect your business?
If you’re a bar, restaurant, or nightclub owner, you’ve likely seen your insurance rates spike in the last few years. With more lawsuits, stricter laws, and fewer insurers willing to play ball, coverage has become more expensive—and more confusing. This episode gets into the weeds with an expert who knows exactly what’s going on behind the curtain.
In today's episode:
- Learn the four critical types of insurance your bar needs to carry—and why skipping any one of them is a risk you can’t afford.
- Understand why assault & battery and liquor liability are the real troublemakers in your premium hikes.
- Get the scoop on why hospitality-specific insurers can often save you money—and stress—compared to big national providers.
Listen now to get the hard truths (and some smart tips) on how to manage rising insurance costs before renewal season hits.
Get in touch with Lars:
KEL Insurance
Lars on LinkedIN
📌Start Here
Own, run, or manage a bar? Join Bar Business Nation.
An EXCLUSIVE private Facebook group for bar owners and operators who want better ways to run the business.
Ask questions, hear what other owners are dealing with, and get ideas you can actually use.
🔴Join here:
→ https://www.facebook.com/groups/barbusinessnation
📌Additional resources
🔴Grab the books “How to Make Top-Shelf Profits in the Bar Business!” and “Menus that Sell” here:
→ https://barbusinesscoach.com/book/