Episode Details
Back to EpisodesThe Money Question: How to Fund, Sustain, and Grow a Thriving Multisite Church
Published 1 year, 3 months ago
Description

Let’s face it: talking finances can be uncomfortable, but it’s a critical conversation, especially in multisite ministry. Today, I’m tackling one of the toughest—and most essential—questions in multisite: How do we fund, sustain, and scale financially healthy campuses?
Throughout our All About Multisite series, I’m providing practical answers every Wednesday and hosting insightful interviews with leaders from thriving multisite churches on Thursdays. Now, let’s dive into the details of multisite financial strategies to help you avoid costly pitfalls.
Episode Highlights:
- Choosing the Right Financial Model:
- About 71% of multisite churches use a centralized budgeting system. Personally, I advocate for this “one pot” approach to avoid unhealthy competition between campuses.
- An alternative is the “central tax” model used by churches like Community Christian, allocating funds with clear percentages (70-20-10) to campus operations, central operations, and expansion.
- Determining Financial Sustainability:
- Only 7% of campuses break even at launch. However, by year two, 53% achieve financial sustainability, and by year three, this number climbs to 79%.
- Aim to become financially sustainable by year three. If you can’t foresee a clear path to sustainability after two years, you likely need to adjust strategy quickly.
- Increasing Generosity Without Campus Competition:
- Teach stewardship church-wide regularly. Integrate new givers from day one, making generosity part of the volunteer onboarding process.
- Promote transparency with your finances, regularly communicating budgets, needs, and successes openly.
- Conduct unified generosity initiatives, reinforcing the message that every campus contributes to—and benefits from—shared success.
- Hidden Launch Costs to Anticipate:
- Many campuses underestimate startup costs, typically averaging around $200,000, significantly higher than the average church plant ($25,000).
- Be aware of hidden costs such as increased insurance premiums, custodial fees, additional equipment for rental venues, and expenses related to