Episode Details

First, we need to start with....Disclaimer: this is not financial or legal advice and is for informational purposes only. To determine if purchasing real estate is right for you and what vehicle you use to purchase it, please consult with your financial advisors, CPA’s, and attorney.

In this episode, we explore how self-directed IRAs can open the door to real estate investment opportunities beyond traditional portfolios. Our guest from CamaPlan explains how their services empower investors to take control of their retirement funds through IRS-compliant, neutral third-party custodianship.

Learn how a CamaPlan self-directed IRA allows investments in a broad range of real estate assets—from single-family homes and apartment buildings to commercial properties and raw land.

We also dive into the limitations and tax implications: while IRA investments are tax-sheltered, they don’t qualify for real estate-related deductions like mortgage interest, property taxes, or depreciation.

Plus, we break down:

• The difference between an IRA transfer and a 401(k) rollover
• What to expect when opening an account (just $75 to get started and about 2 weeks to open)
• Annual fee details ($175 per year)
• A brief history of IRAs, established under the 1974 ERISA Act to give individuals more flexibility in retirement planning

Whether you're a seasoned investor or just starting out, this episode will give you valuable insights into leveraging self-directed IRAs for real estate wealth-building.