Episode Details

Most personal finance advice tells you to cut all unnecessary spending — but we reject that mindset.

Being smart with money doesn’t mean depriving yourself. It means spending intentionally — on things that bring you joy, make life easier, or align with your values.

In this episode, we’re breaking down:

💸 What makes a “good” splurge vs. reckless spending

🛋️ Cassidy’s monthly house cleaner & why she’s never going back

📚 Books, local art, & 14k gold jewelry — when quality is worth the price

🏔️ Why Emily’s most expensive clothes are… hiking gear??

✈️ The one splurge that pays off the most in our businesses

✨ Episode Highlights ✨

• [02:00] What makes a good splurge vs. reckless spending?
• [07:00] Why Cassidy finally decided to pay for a house cleaner
• [09:00] Emily’s CSA experience — was it worth it?
• [14:00] Handmade & local: Why Cassidy will always splurge on art & unique home decor
• [19:00] Emily’s biggest splurge: High-quality outdoor gear
• [23:00] Living in a high-cost-of-living city: Is it worth it?
• [27:00] Why we pay (a lot) for business retreats & conferences
• [32:00] What we spent money on that wasn’t worth it

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