【和Emily一起练口语】Having bad credit

Episode 853

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Alisha: This is the second time I’ve been turned down for a credit card in a month. I don’t know what I’m doing wrong.

这是我一个月之内第二次信用卡被拒了。我不知道自己做错了什么。

James: Have you checked your credit report recently? Maybe you have a bad credit rating.

你最近有没有查看信用记录？或许你的信用评级不好。

Alisha: I have a full-time job with a good income, which they can easily verify, and I don’t haveany outstanding debt, so what could be the problem?

我有一份收入良好的全职工作，他们很容易证实，我也没有未偿付债务，那可能是什么问题呢？

James: Have you had a credit card before?

你以前有没有信用卡呢？

Alisha: Yes.

有。

James: Did you always make your payments on time?

你有没有及时支付呢？

Alisha: Well, no.

哦，没有。

James: Then that may be your answer. Your payment history makes a big difference with the credit bureau. If you

Published on 7 years ago

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