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Card Payments Are Slow, Costly, and Dying—Here's What Consumers Are Turning to Instead
This story was originally published on HackerNoon at: https://hackernoon.com/card-payments-are-slow-costly-and-dyingheres-what-consumers-are-turning-to-instead.
2025 is the tipping point for pay-by-bank. Lower fees, instant payments, and new regulations make it the future of digital transactions.
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Pay-by-bank is an account-to-account payment method powered by open banking. Banks securely share APIs with licensed providers, and users authorise payments directly through their bank’s interface. The payment flow bypasses card networks entirely.
Published on 3 months ago