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How to Make a Budget: A Step-by-Step, One-Page Guide to Take Control of Your Money | 367
Description
Ready? Buy Our Simplified Budget System Now!
Hey, Budget Besties! 👋 Let’s talk about what happens when youdon’t have a budget. Spoiler alert: It’snot pretty. 😬 We’ve got real-life stories (somecringe worthy) about what can go wrong when you’re just swiping your card and hoping for the best.
What Happens Without a Budget?
🚗 Paying for a car you don’t even own anymore (oops)
🍔 Spending way more on eating out than you realized
📺 Paying for multiple subscriptions (because whoneeds two Netflix accounts?!)
💳 Constantly feeling like your money “disappears”
If this soundsa little too familiar, don’t worry—we’ve got you! 🙌
Signs You’re Budgeting Wrong:
❌ You check your bank account to see if you can afford something
❌ You “ballpark” your monthly expenses (and then wonder where your money went)
❌ You’re transferring money from savings just to make it to payday
❌ You’re tracking everythingafter it happens instead of having a plan
The Solution: A One-Page, Simple Budget
We break it all down into 5 easy categories:
1️⃣Income – What’s coming in? List it all! 💰
2️⃣Debts – Thereal number you’re paying each month
3️⃣Bills – Anything with a due date goes here 📆
4️⃣Spending – Gas, groceries, pocket money, & everyday expenses
5️⃣Savings – Christmas, travel, car repairs...planned ahead so you don’t stress later 🎯
Pro Tip: Do a 90-Day Money Audit
Go back through your last3 months of transactions and see where your moneyactually went. No shame, justdata without the drama—so you can make a plan that works!
Budgeting doesn’t have to be boring or restrictive.It’s about telling your money what to do—so you can be bougie on purpose. 💃
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
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