Episode Details

Exclusive free training for my Money Tips Podcast followers!

Welcome To The Course, Mastering Money The S.M.A.R.T Way Without Working Any Harder! 

Lesson #1

Introduction And Course Overview 

Do you struggle with money?

Do you worry about money?

Do you have arguments with your partner over money issues?

Do you have loans or credit card debt and struggle to keep up the payments?

If you have answered “yes” to any of the above questions, this is definitely the course for you.

How To Master Your Money The S.M.A.R.T Way

Congratulations on taking the first step to taking back control of your finances and life!

My name is Charles Kelly, and I am the author of three books and the creator of the Money Tips podcast which has over 200 episodes. As a qualified financial adviser, I spent 25 years working for banks, insurance companies and running my own business, as well as investing in property and the stock market. 

This course is about personal finance and money, not global economics. It’s about managing your internal economy, or what I call your ‘U’conomy’, rather than worrying about what’s going on in the external world of global markets, national debt, recessions and the daily crisis you see on the news.

Focus on your economy and what you can control.

In every town, there are people who are doing well and there are those who are struggling – even when they are in the same business.

During recessions and depressions, boom or bust, people build fortunes, while others fail. 

It’s not about the economy, the government or where you live. 

It’s about you! 

It’s about what you do and what’s going on in your head that really counts. 

We live in the most prosperous time in 7,000 years of recorded history. There has never been a better time to learn, start a business, build a career and live the life you truly deserve.

The things you learn and habits you form in this course will change your life and last a lifetime – if you follow the action steps. 

By the end of this course, you will have learned how to Master Your Money and become S.M.A.R.T Money Manager. Using this simple management system will help you to:

• Spend wisely and avoid debt
• Manage and respect your money
• Accumulate wealth over time
• Review your finances on a regular basis
• Track your income and expenditure

SMART Money System

Have you ever said “I don’t know where it all goes”? 

Millions of people who live their lives in poverty and debt. People go to work for forty, fifty, and even sixty-hours a week and bring home a pay cheque. After all that effort, by they have paid their bills, debt repayments and the family is fed, there is nothing left. 

This pattern of behaviour can go on for years or a lifetime unless the habit is broken. Inbuilt behavioural patterns can only be interrupted by an awakening, attending a course or reading a book, or by a traumatic lifechanging event, such as bankruptcy, bailiffs towing away your car or repossessing your home.

Sometimes, we need to reach rock bottom in order to break a harmful addictive habit. Spending money you don’t have on t