Episode Details

What if there were a charitable giving strategy that allowed donors to support nonprofits consistently, unlock immediate tax benefits, and still retain more flexibility than many traditional giving tools offer? In this episode of Money to Give, Rick Peck sits down with charitable planning attorney Brad Gornto to unpack the iCLAT, a simplified version of the charitable lead annuity trust that can be a powerful fit for donors, advisors, and nonprofits alike. Brad explains why this often-overlooked planning tool deserves more attention and how it can help donors who already give annually or are preparing to make significant multi-year charitable commitments.

Rick and Brad explore how the iCLAT works in practical terms, why it can be especially attractive in years when donors face a spike in taxable income, and how it differs from donor-advised fund “bunching” strategies. They also discuss why this vehicle can be useful for CPAs, wealth advisors, trust and estates attorneys, community foundations, and nonprofit professionals who want to bring more value to their donor conversations. If you have ever wondered whether there is a more tax-efficient way to structure charitable giving without sacrificing donor control or nonprofit benefit, this episode offers a clear and accessible introduction to a tool more people should know about.



Contact Rick Peck:
Website: https://www.thephilanthropyguy.com
Email: ThePhilanthropyGuy@gmail.com
Book A call: Rick Peck's Calendar
Sign Up For Charitable Giving Newsletter: Charitable Giving Newsletter
LinkedIn: Richard Peck

Contact Brad Gornto:
Website: iclat.net
Email: brad@iclat.net