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What is meant by the social security earnings cap and how does that affect my future benefits?
Season 6 Episode 222
Are you curious about why your Social Security benefits might be less than expected? Wondering how the Social Security earnings cap could impact your future? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explains the Social Security earnings cap and its effects. What Is Meant By The Social Security Earnings Cap and How Does That Affect My Future Benefits? With Ralph Estep, Jr.
In this episode, Ralph addresses a listener's question about the earnings cap, discussing its impact on Social Security taxes and future benefits. He highlights the importance of understanding the cap for effective retirement planning, emphasizing the need for additional savings and diversification. Drawing from biblical principles and personal experiences, Ralph underscores the value of careful financial planning. Discover how to navigate the Social Security earnings cap and ensure a secure retirement while maintaining your financial stewardship and faith.
00:00 Episode Overview
00:46 Listener’s Concern
01:44 Bible Verse
02:13 The Social Security Earnings Cap Explained
04:51 Effect on Retirement Planning
05:59 Ralph’s Personal Experience
07:03 Why Everyone Should Understand The Cap
07:59 Actionable Steps
09:17 Recap
11:08 Final Thoughts and Outro
Social Security Administration: https://www.ssa.gov/
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Published on 1 year, 4 months ago