Podcast Episode Details
Back to Podcast Episodes
What are seven financial perks of maintaining great credit?
Season 6 Episode 213
Are you tired of feeling stuck in a financial rut, unable to improve your credit score no matter what you do? Discover the hidden power of great credit and how it can transform your financial life, opening doors and saving you thousands of dollars. Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he talks about the power of great credit and how it can transform one's financial life.
What Are Seven FInancial Perks of Maintaining Great Credit? With Ralph Estep, Jr.
In this episode of The Ask Ralph Show, Ralph Estep Jr. talks about seven key financial perks of maintaining great credit, including lower interest rates, higher chances of loan approval, higher credit limits, and much more. He also explains how poor credit can cost listeners money through higher interest rates, denied loan applications, and fewer options for renting or buying a home. Tune in to learn how to leverage great credit to save money on loans, insurance, utilities, and housing, as well as improve their job prospects, and take actionable steps to improve their credit score over time.
00:00 Episode Overview
01:07 Listener Question: Struggling with Credit Score
02:04 Bible Verse
02:56 Perk #1: Lower Interest Rates
04:17 Perk #2: Higher Chances of Loan Approval
05:00 Perk #3: Higher Credit Limits
05:47 Perk #4: Better Insurance Rates
06:22 Perk #5: No Security Deposits on Utilities
07:09 Perk #6: Better Rental Options
08:00 Perk #7: Better Job Prospects
08:36 How Poor Credit Can Cost You Money
09:17 Steps to Improve Credit Score
10:45 Recap
12:05 Final Thoughts and Outro
💛 Join the Financially Confident Christian Community
If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.
This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.
Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.
👉 Learn more and join the mission at financiallyconfidentchristian.com/join
Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
ralph@askralph.com or leave a voicemail message on our podcast page
Published on 1 year, 4 months ago