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What are the 8 types of homeowners insurance and which should I have for my home?
Season 6 Episode 202
Are you confused about which homeowners insurance is best for your home? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explains the eight different types of homeowners insurance you need to know about.
What are the 8 Types of Homeowners Insurance You Need? | Ask Ralph Podcast
In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. dives into the critical topic of homeowners insurance. With eight different types to consider, Ralph explains each one, helping you understand which coverages are essential for protecting your home. From dwelling coverage to personal liability, he breaks down the details and provides actionable tips for ensuring your home is properly insured. Ralph also shares a listener's question about navigating insurance policies and highlights the importance of being a good steward of your assets. Tune in for practical advice and biblical wisdom to make informed decisions about your homeowners insurance.
00:00 Episode Overview
01:14 Listener's Question
02:26 Bible Verse
03:12 Demystifying the 8 Types of Home Insurance
03:24 Dwelling Coverage
04:11 Other Structures Coverage
04:46 Personal Property Coverage
05:31 Loss of Use Coverage
06:01 Personal Liability Coverage
06:38 Medical Payments Coverage
07:15 Additional Living Expenses (ALE)
07:46 Endorsements or Riders
08:40 Final Tips and Conclusion
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Published on 1 year, 5 months ago