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My credit score has dropped below 700, what do I need to stop doing right away to improve my credit score?
Season 6 Episode 199
Are you frustrated by unexpected drops in your credit score? Do you feel like you're doing everything right, yet your score still takes a hit? Many people struggle with maintaining a good credit score, even when they think they follow all the rules. Imagine checking your credit score one day only to find it has plummeted below 700 points for no apparent reason. It's a shock that can leave you feeling helpless and confused. Listen to Ralph Estep, Jr. on the Ask Ralph Podcast as he explains the key factors that can unexpectedly lower your credit score and provides pro tips on stopping them from dropping.
How Can I Quickly Improve My Credit Score After It Drops Below 700? With Ralph Estep Jr.
In this show, Ralph explores the hidden factors impacting your credit score and reveals creative strategies for improving it quickly. From becoming an authorized user on someone else's credit card to strategically requesting credit limit increases, we'll cover methods you may have never considered. Take control of your credit score and unlock better financial opportunities. Discover how you can transform your credit profile starting today!
00:00 Episode Overview
00:51 Listener’s Question
01:34 Bible Verse
02:03 What Causes Your Credit Score To Drop Unexpectedly?
02:18 High Credit Utilization Ratio
02:34 Late Payments
03:03 Hard Credit Inquiries
04:05 Inaccurate Information
04:43 Changes In Credit
05:25 How Can You Start Improving Your Credit Score Quickly?
05:37 Tip #1: Become Someone Else’s Authorized Credit Card User
06:27 Tip#2: Pay Down Balances As Aggressively As Possible.
07:09 Tip#3: Use Credit Cards Responsibly
07:45 Tip#4: Consider Adding New Types Of Credit
8:52 Episode Recap
09:33 Outro
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Published on 1 year, 5 months ago