Season 6 Episode 176
When you're overwhelmed by debt, credit counseling services can seem like a lifeline. But how do you know if they're legitimate or just another scam? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explores the truth behind credit counseling services.
In this episode, Ralph Estep Jr. dives deep into the world of credit counseling services. Are they a legitimate way to get out of debt, or are they just another scam preying on vulnerable people? Ralph separates fact from fiction, explains how to identify reputable services, and shares real-life stories of both success and failure. He also provides actionable steps to help you make informed decisions about your financial well-being.
00:00 Episode Overview
01:08 Bible Verse
02:15 What Are Credit Counseling Services?
02:54 Difference Between Non-Profit and For-Profit Services
03:39 Common Scams to Watch Out For
04:23 Real-Life Success and Failure Stories
05:40 Actionable Steps for Choosing a Credit Counseling Service
07:11 Recap and Closing
08:42 Outro
If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.
This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.
Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.
👉 Learn more and join the mission at financiallyconfidentchristian.com/join
Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏
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Published on 1 year, 5 months ago
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