Season 6 Episode 162
Are you drowning in debt with no end in sight? Do collection calls have you constantly stressed? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses the complex world of debt management and bankruptcy.
In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. talks about the complex world of debt management and bankruptcy. He explores options that could help relieve your financial burdens, such as debt management programs and credit counseling. Ralph also explains the bankruptcy process and common misconceptions. Tune in to find out more about valuable strategies for navigating debt and uncover the path that's best for your unique circumstances.
00:00 Episode Overview
00:47 Welcome to the Ask Ralph Podcast
00:47 Grounding in Scripture
01:44 Bible Verse
02:20 Debt Management and Bankruptcy
02:46 Credit Counseling
03:48 Pros of Debt Management
04:58 Cons of Debt Management
06:23 Avoiding Debt Scams
07:38 Bankruptcy
08:34 Chapter 7 Bankruptcy
09:09 Chapter 13 Bankruptcy
09:56 Effects of Bankruptcy
11:28 When to Consider Bankruptcy
12:30 Exploring Your Options
13:06 Actionable Steps
14:07 Final Thoughts
14:39 Outro
If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.
This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.
Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.
👉 Learn more and join the mission at financiallyconfidentchristian.com/join
Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏
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Published on 1 year, 6 months ago
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