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416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)

Season 4 Published 1Β year, 11Β months ago
Description

In today’s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:


πŸ‘‰πŸΎ qualifications of a mortgage broker

πŸ‘‰πŸΏ how to prepare for a meeting

πŸ‘‰πŸ» how brokers get paid

πŸ‘‰ what are the focus of interest rates

πŸ‘‰πŸΌ specific loan features

πŸ‘‰πŸ½ health care workers / high-income earners

πŸ‘‰πŸΎ difference from commercial loans

πŸ‘‰πŸΏ fixed variable rates

πŸ‘‰πŸ» penalties for breaking the rules

πŸ‘‰ redraw and offsets


Rachelle Kroon

https://www.spherehomeloans.com.au/




Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf


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