Episode Details

In today’s episode Aditya Damani, Founder at Credit Fair, shares with us his vision on having impact in over one million adults in India who currently don’t have access to credit, and the one thing we can do as FinTechers to have 10x results in solving for financial stress.

We discuss what makes Credit Fair different and why they are able to give credit to customers that banks usually wouldn’t. We explore how to go about building alternative credit risk models, how to manage late payments and loan defaults to minimize risk of non payment and finally deep dive on his mindset as a founder and entrepreneur of a FinTech that has hit profitability.

If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating on Spotify and a review on Apple podcasts. Remember to connect in LinkedIn to keep the conversation going.

Let’s dive into it!

👉 You can find Aditya here

1. LinkedIn: https://www.linkedin.com/in/adityadamani/
2. LinkedIn Credit Fair: https://www.linkedin.com/company/credit-fair/
3. Website: https://www.creditfair.in/

👉 And you can find Monica here:

1. LinkedIn: https://www.linkedin.com/in/monicamillares/
2. YouTube: https://www.youtube.com/@moni_millares
3. TikTok: https://www.tiktok.com/@moni_millares
4. Website: https://moni-millares.mystrikingly.com/

If you enjoy this pod, please follow and leave a 5 star rating on Spotify and a review on Apple podcasts

Questions:

1. How to build alternative credit risk models?
2. What is purpose-driven underwriting approach?
3. How to serve unbanked adults in India?
4. What is fair finance for everyone definition?
5. How to assess creditworthiness without credit history?
6. What is no-cost EMI zero percent interest loans?
7. How to enable financial inclusion in developing countries?
8. What is ESG lending earning savings growth?
9. How to build credit history from scratch?
10. What is point of sale lending strategy?