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Rookie Reply: Cash Flow vs. Appreciation, Using HELOCs, and Trashed Rentals

Rookie Reply: Cash Flow vs. Appreciation, Using HELOCs, and Trashed Rentals

Episode 377 Published 2 years, 3 months ago
Description

Should you invest for cash flow or appreciation? Whether you need another income stream today or have one eye set on retirement, you have your own reason for investing in real estate. It’s important to choose an investing strategy that aligns with your ultimate goal, and today, we’ll show you how!

In this Rookie Reply, we discuss the age-old debate of cash flow versus appreciation and whether you can have BOTH. We also get into landlord insurance, limited liability companies (LLCs), and other ways to protect your assets, as well as what to do when a tenant or guest damages your rental property. Could you use a home equity line of credit (HELOC) for your next investment? Stay tuned to learn how it could impact your credit score. But first, you’ll hear from a rookie investor whose investing partner stole $40,000 and get Ashley and Tony’s best tips on structuring a real estate investing partnership!

If you want Ashley and Tony to answer a real estate question, you can submit a question here, post in the Real Estate Rookie Facebook Group, or call us at the Rookie Request Line (1-888-5-ROOKIE).

In This Episode We Cover:

Cash flow versus appreciation (and how to invest for both!)

How to structure your FIRST real estate investing partnership

The best ways to protect your personal and business assets

The difference between a home equity line of credit (HELOC) and cash-out refinance

How a HELOC impacts your debt-to-income (DTI) ratio and credit score

What to do when a tenant or guest damages your rental

And So Much More!

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