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[0:07] Hey there and welcome to another Thursday episode on the Unmute Presents podcast. Michael here, and I'm joined by a commonly heard voice around, well, around my voice and around the unmute parts. This is Demasi and today we're talking about two-factor authentication, second factor authentication, or 2FA. And Demasi, have you heard people call it something else aside from that, that people might want to keep their ear out for and listen up on?

[0:37] Yeah, sometimes you may hear it referred to as well as a multi-factor authentication, which in some places those terms actually do mean different things, but it's sort of like, you know, Googling has become a generalized term for searching the internet. People often use all of those terms that you mentioned as well as multi-factor to mean the process of putting in a username, putting in a password, and then having something that you are, uh, that you either have or that you're given at the moment of needing it to act as a second factor or a, uh, extra additional layer to your logins on the internet.

[1:16] And people hopefully have a form of this on their bank accounts at minimum bank accounts and email addresses. I would say, is there any other minimum things you would say? Of course, ideally anything that, that offers it, but what at minimum would you say people have it on? My bank forces me to have it and my email forces me to have it.

[1:36] Yeah, so I and I would start with those two actually like anything that touches any kind of money any kind of financials where if someone was able to access that maliciously, it will cause you serious pain. You want that on so any financial institution and as Michael said my bank forces me to have it on. And there's also extra safeguards in place with most banking you know applications and websites where if you're logging in from from an unknown location like there's gonna be some extra hoops you have to jump through which is good it can be annoying when you're in a rush but it's good because they're protecting you it's not just like oh we're gonna let you sign in for South Dakota even though we've never seen you anywhere in that part of the country before. We don't want that to happen. Other places, right.

[2:25] Email of course and the reason you want it on your email account is simply because that is kind of the key to everything else. If people are able to access your email, they can easily one just by perusing your inbox and deleted an archive folder depending on which email service you're actually using. They'll be able to see prior emails from services that you use, which just gives them a direct connection like, oh you're a Dropbox user, okay. So now I'm gonna go to Dropbox.com, I'm gonna put in your email address and say I forgot my password and because I'm in your email, well look I can get in. So that's another reason to have email set up. I would say any accounts also that allow for direct drawing, so it's not directly a financial institution, but anything that can directly draw from your financials. So think your iTunes account, for example, right? You don't really have a whole lot of authentic. I mean, you do, but once you've set things up to your liking for your convenience, you know, just run up a tab in the Apple store or the app store. So, you know, you want that to be protected things like, you know, I'm trying to think of other services.

[3:39] You're a better seller for that.

[3:40] Your play store, your, yeah. You know, your internet account bill. Because again, you know, or cable bill, cable account, because again, those things can easily cost you money because you have payment information stored on file. And there are things people could potentially want that they will make you pay for. So, you know, if you ever... Internet provider or cable provider that you use and somebody w