Episode Details
Back to EpisodesAndy Schoonover - CrowdHealth is the Kickstarter of Health Coverage - #84
Description
Andy Schoonover was frustrated that, despite paying $1,200 a month for coverage, his insurance refused to pay for his daughter's $8,000 ear infection procedure. Foregoing his insurance led him to develop a solution that could help those who are uninsured. He founded CrowdHealth.
He shares that the idea behind CrowdHealth is medical health crowdfunding, which is a return to the notion of neighbors helping each other when someone is ill. Their goal is to build an alternative to the current healthcare system. The community has the freedom to choose their healthcare providers without worrying about how much their medical procedures would cost. Members who dealt with similar circumstances even choose to contribute more. This makes Andy very optimistic that their service gives more hope for everybody to finally receive the real care that they deserve.
Quick Guide
01:10 Introduction
05:40 How insurance works
09:03 How does CrowdHealth work
17:00 Taking care of the uninsured
19:44 The original goal of insurance and what it has become
29:01 Negotiating for a better healthcare
33:12 A twisted symbiotic relationship
42:02 Get uninsured and join CrowdHealth
46:42 How healthcare workers can get involved
52:05 An alternative healthcare system developing
Get to know our guest
Andy Schoonover saw the benefits of being uninsured and he developed CrowdHealth, a solution that can help uninsured individuals receive affordable healthcare.
“So, you have the buyers of healthcare, which are health insurance plans, who want the price to go up. You have the sellers of healthcare, who are the big hospital systems, and it's more and more so. They both want the price to go up. So, this doesn't take a Ph.D. in economics, if the buyer and the seller want the price to go up, guess what the price is going up, right? Hospitals want the price to go up. Insurance Plans want the price to go up, the price is going up. And that's just how our system works. Unfortunately.” - Andy Schoonover
Connect with him
Twitter: https://twitter.com/schoonoverandy https://twitter.com/JoinCrowdHealth
Instagram: https://www.instagram.com/joincrowdhealth/
Website: www.joincrowdhealth.com
Episode snippets
07:03 - 08:10 - What’s riskier than being uninsured?
10:12 - 10:51 - Doctors are dictated what they can and can’t do
17:33 - 18:51 - Negotiating with hospitals to lower the patient’s bill
20:43 - 21:45 - Benefits of being uninsured
32:05 - 32:57 - Two people not allowed in the community
40:02 - 42:01 - Unnecessary work doctors go through that’s not related to patient care
53:02 - 54:24 - Building an alternative system with things built differently
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