Episode Details
Back to Episodes
#45 - Kernel Wealth Interview (Lump Sums, Core Satellite Investing, Debt, Stocks, Investment Property, Cashless Society etc.)
Description
Kernel is an innovative investment company that allows you to manage your investment portfolio in a user friendly way
Website - https://kernelwealth.co.nz/
Facebook - https://www.facebook.com/kernelnz/?re...
Instagram - @Kernel Wealth
LinkedIn - Kernel
TIMESTAMPS
00:35 - How Kernel Adapted To Lockdown
01:42 - Enjoying Talking To Customers During Lockdown/Answering Customers Questions
02:37 - Duration Of Calls/Appreciating Long Investment Discussions With Customers
04:00 - Investing In A Lump Sum
04:45 - Pros And Cons Of Lump Sums
06:53 - Kernel Are Not Financial Advisers/Tools Kernel Provides
08:01 - Starting An Investment Portfolio
10:43 - Complications Of An Investment Portfolio
11:33 - Diversification/Simplifying Funds
12:28 - People Not Knowing What They Are Investing In
14:03 - Being Influenced By Media To Invest In Certain Stocks
15:45 - Mob Mentality & Stopping It
18:15 - Being Cautious With Finances Due To Covid-19
19:46 - Lag Effect
20:08 - Long Term Strategy/Emotional Decision Making
22:29 - Commercial Property/Working From Home
24:25 - Core Satellite Investing
26:02 - Example Of Core Satellite Investing
27:15 - Core Satellite Investing In Its Infancy In NZ/Opportunities Of Core Satellite
29:37 - People Thinking They Know What Core Satellites Are But Don’t
30:31 - Simplifying Investing To People Who Don’t Know Anything
31:52 - Kernel Want You To Contact Them If You Have Financial Concerns/Expanding
32:23 - Expanding Kernel Overseas
32:50 - Kernels Thoughts On Investing Around Covid-19
35:50 - Residential Property
39:55 - Younger People Investing Less In Property/New Opportunities
40:36 - Difference Between The GFC & Covid-19/Recovery Timeframe
42:07 - Kiwisaver
43:25 - Emotional Decision Making
44:05 - Residential Property Doesn’t Require Constant Evaluating
44:45 - House Forecasts Due To Unemployment
45:44 - Gold & Cryptocurrency
47:07- How Kernel Stay Up To Date With The Market
48:37 - Kernel’s Roadshow
49:45 - Kernel’s Advice On Whether To Pay A Mortgage Off Faster
51:22 - Debt
55:00 - NZ Going Cashless/Paywave
56:34 - China’s Pay App
58:59 - How To Find Kernel
59:37 - Kernel Blogs