Episode Details

This show is packed full of EVERYTHING you will want and should know about your FICO consumer and business credit score… and what you can do to easily repair and control both.

During the show, you will discover:

Who FICO is, when your FICO score was created, and when it became widely used

What information FICO uses to calculate your credit scores

What credit scorecards are and how they are the reason you have so many credit scores… this is why the credit score you pull is so different than car dealers, banks, and mortgage brokers

Find out the exact credit scorecards that the top industries use and how they weigh information differently than reports you pull… and uncover how many of these scorecards really exist

Learn about the secret credit score that more and more lenders are using that you probably have never even hear about… this score comes from the bureaus themselves, not FICO

Find out what defines excellent, good, fair, poor, and bad credit and see where you stack up… you probably are not where you think you would be on this scale

Uncover the 5 components of the FICO credit score… and learn how much of an impact that component has on your scores

Find out how to easily control each of the 5 aspects of your score… and get easy top tips on how to quickly improve each aspect to skyrocket your scores

See how much of an impact using your credit cards has on your scores… HINT, it's almost as much as paying your bills late

Uncover the 3 components of payment history that impact your score… it's so easy to mitigate any credit score damage with this information

How much inquires really impact your score… HINT, 0 points unless something specific happens

Which industries can pull your credit 67 times in a week but only count as 1 inquiry