Podcast Episodes
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What's the Tax Triangle and How to Find Out if Yours is Lopsided
Episode 544
You’ve heard Joe and Big Al talk about the benefits of tax diversification in retirement. That is, having money in tax-deferred, tax-free, and taxable accounts. But what should you do if this tax tri…
Published on 5 hours ago
Can You Retire at Age 57 and Spend Big?
Episode 543
Is it possible, common even, to spend a lot early in retirement to celebrate your financial freedom? How do Roth conversions and withdrawals work if you do plan to call it quits around age 57, and sp…
Published on 1 week ago
Are You Cutting Retirement Too Close?
Episode 542
"Rubble and Skye" in Minnesota want to spend $65,000 a year in retirement, and they’ll have $67K in annual fixed income. Are they cutting it too close? "Atouk and Tala" in New Jersey will have retire…
Published on 2 weeks ago
Are These Millennials Saving Enough to Retire Before 60?
Episode 541
Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are these millennials on the right financial path, or hav…
Published on 3 weeks ago
Smart Strategies to Retire Early and Spend More
Episode 540
Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes…
Published on 4 weeks ago
Where to Invest for Pre-Retirement and a GO-GO Lifestyle?
Episode 539
Roger in Canton, Ohio, is burnt out. Can he and his wife Jane pre-retire next year in their mid-50s with $2.8 million? Joe and Big Al spitball on whether they’ll still have enough money for their Go-…
Published on 1 month ago
How Much Money Do You Need to Retire in 2026?
Episode 538
George and Weezy in the land of Lincoln will have deferred compensation and wonder if they can retire in mid-2026, or even earlier. Will they have enough? Should Jenn in Ohio move with work, take a b…
Published on 1 month, 1 week ago
Asset Location, Investing Property Sale Proceeds, and Maxing Tax-Free Retirement
Episode 537
You’ve got your tax-free Roth accounts and your tax-deferred retirement accounts. Should you invest the same way in each? Kevin in Denver wants to know. Jim and Pam in Orange County are eligible for …
Published on 1 month, 2 weeks ago
Social Security vs. Pension No More
Episode 536
If your pension impacted your ability to collect Social Security benefits, 2025 is a very good year for you and your spouse. The Windfall Elimination Provision and the Government Pension Offset are n…
Published on 1 month, 3 weeks ago
When Do Roth Conversions STOP Making Sense?
Episode 535
Ryan in Texas is in the 32% tax bracket. Where should he save for retirement so he’ll be in a lower bracket? Should Weronika in Texas pay the taxes now to convert to Roth for lifetime tax-free growth…
Published on 2 months ago