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Selling on Facebook Marketplace: Avoid Scams and Know the Tax Rule
Season 9 Episode 298
In today's episode, Ralph Estep Jr. and Juliet focus on selling your unused stuff without getting scammed or surprised at tax time, plus an Election …
22 hours ago
Hard Pulls vs Soft Pulls: What Applying for Credit Really Costs
Season 9 Episode 297
In today's episode, Ralph Estep Jr. and Juliet focus on what an LLC actually changes for a growing freelancer, along with a new marketplace repayment…
1 day, 22 hours ago
Don’t come after my people — I call out Instagram trolls
Big takeaway: don't yank hundreds of thousands from your retirement without talking to an advisor — the tax hit and IRMAA penalties can wreck a cash …
3 days, 23 hours ago
BFC Weekly Recap: Social Security 2032 Could Turn a $2,000 Check Into $1,560
Season 9 Episode 296
In today's episode, Ralph Estep Jr. and Juliet look back at the week's biggest money moments, from Ralph canceling his iPhone pre-order to what happe…
4 days, 4 hours ago
704 Credit Score and $0 Savings: Where to Start
Season 9 Episode 295
In today’s episode, Ralph Estep Jr. and Juliet answer a listener with a 704 credit score and nothing in savings, and explain where to start. They als…
4 days, 23 hours ago
Why Your Credit Card Doesn't Count as an Emergency Fund and Banks Can Cut It
Season 9 Episode 294
In today's episode, Ralph Estep Jr. and Juliet explain why a credit card limit is not an emergency fund, plus what late tax filers owe and why a brid…
5 days, 23 hours ago
Fake Medicare Ads, Down Payment Gift Letters, and the Fed’s Next Move
Season 9 Episode 293
In today’s episode, Ralph Estep Jr. and Juliet talk through whether Social Security will be there for millennials and how an engaged couple should ha…
6 days, 23 hours ago
Leaving a Job? Your 401(k) Options and What Cashing Out Really Costs
Season 9 Episode 292
In today’s episode, Ralph Estep Jr. and Juliet focus on what to do with your 401(k) when you leave a job, and why cashing it out can cost far more th…
1 week ago
How Estimated Taxes Work When Your Freelance Income Jumps Around
Season 9 Episode 291
In today’s episode, Ralph Estep Jr. and Juliet explain how quarterly estimated taxes work for freelancers with uneven income, plus how to get paid fa…
1 week, 1 day ago
I Reflect on the Week: Wins, Tough Stuff, and 3 Numbers to Keep
This week was know your numbers week, so I’m here to tell you what stuck, what was hard, and three numbers to carry into next week. The big win was M…
1 week, 3 days ago