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Why Adults Are Buying Toys, Plus a Job Scam Fake Check Warning
Season 9 Episode 299
In today's episode, Ralph Estep Jr. and Juliet explain why adults now drive 55% of U.S. toy sales and how a job scam uses fake checks to take your mo…
55 minutes ago
Selling on Facebook Marketplace: Avoid Scams and Know the Tax Rule
Season 9 Episode 298
In today's episode, Ralph Estep Jr. and Juliet focus on selling your unused stuff without getting scammed or surprised at tax time, plus an Election …
1 day ago
Hard Pulls vs Soft Pulls: What Applying for Credit Really Costs
Season 9 Episode 297
In today's episode, Ralph Estep Jr. and Juliet focus on what an LLC actually changes for a growing freelancer, along with a new marketplace repayment…
2 days ago
Don’t come after my people — I call out Instagram trolls
Big takeaway: don't yank hundreds of thousands from your retirement without talking to an advisor — the tax hit and IRMAA penalties can wreck a cash …
4 days, 1 hour ago
BFC Weekly Recap: Social Security 2032 Could Turn a $2,000 Check Into $1,560
Season 9 Episode 296
In today's episode, Ralph Estep Jr. and Juliet look back at the week's biggest money moments, from Ralph canceling his iPhone pre-order to what happe…
4 days, 6 hours ago
704 Credit Score and $0 Savings: Where to Start
Season 9 Episode 295
In today’s episode, Ralph Estep Jr. and Juliet answer a listener with a 704 credit score and nothing in savings, and explain where to start. They als…
5 days, 1 hour ago
Why Your Credit Card Doesn't Count as an Emergency Fund and Banks Can Cut It
Season 9 Episode 294
In today's episode, Ralph Estep Jr. and Juliet explain why a credit card limit is not an emergency fund, plus what late tax filers owe and why a brid…
6 days, 1 hour ago
Fake Medicare Ads, Down Payment Gift Letters, and the Fed’s Next Move
Season 9 Episode 293
In today’s episode, Ralph Estep Jr. and Juliet talk through whether Social Security will be there for millennials and how an engaged couple should ha…
1 week ago
Leaving a Job? Your 401(k) Options and What Cashing Out Really Costs
Season 9 Episode 292
In today’s episode, Ralph Estep Jr. and Juliet focus on what to do with your 401(k) when you leave a job, and why cashing it out can cost far more th…
1 week, 1 day ago
How Estimated Taxes Work When Your Freelance Income Jumps Around
Season 9 Episode 291
In today’s episode, Ralph Estep Jr. and Juliet explain how quarterly estimated taxes work for freelancers with uneven income, plus how to get paid fa…
1 week, 2 days ago