Podcast Episodes
Back to SearchWhich is better, lifetime income from an annuity or a bond?
Episode 479
There is no such thing as a perfect investment, product, or strategy, which is why the comparison between a 30-year treasury vs an indexed annuity is…
10 hours ago
Why the Surviving Spouse Carries More Risk
Episode 478
Michael Decker, NSSA® walks through the tax risk, longevity risk, healthcare risk, and other risks unique to the spouse who lives longer, and what ma…
3 days, 10 hours ago
What If It Takes Year To Recover From a Market Crash
Episode 477
Michael Decker, NSSA® takes on a market-crash reserves question and a Roth conversion sizing question back-to-back, and why the right answer to each …
4 days, 10 hours ago
How Retirees Plan for Healthcare Before Medicare Kicks In
Episode 476
Michael Decker, NSSA® answers a viewer question on retiring before 65, and how the options for covering healthcare before Medicare actually compare.
T…
5 days, 10 hours ago
Why Complicated Doesn’t Mean Better
Episode 475
Michael Decker, NSSA® breaks down complicated investments like non-traded REITs, private credit, structured notes, and gold and crypto pitches, and t…
6 days, 10 hours ago
How to Retire on Time, 9/1/26
Episode 474
Michael Decker, NSSA® walks through annuities, options trading, and "be your own bank" life insurance, what that word "guaranteed" does and doesn't a…
1 week ago
What Happens to Your IRA After You're Gone
Episode 473
Two viewers ask about protecting their money after death, one from Medicaid and one from the IRS. The answers are more restrictive than either expect…
1 week, 3 days ago
When Roth Conversions Might Not Be the Right Move
Episode 472
A high income earner asks about all the Roth conversion hype, and Michael Decker, NSSA® explains why her situation is when that advice falls apart.
Th…
1 week, 4 days ago
When Your Advisor Fees Are More Than Your Tax Bill
Episode 471
Michael Decker, NSSA® runs the numbers on a million-dollar retirement account and shows how the advisor fee is twice as expensive as what the governm…
1 week, 5 days ago
Tax Brackets Matter Less Than People Realize
Episode 470
There’s more to tax planning than looking at your income tax brackets Discover the different ways to take income and how to get the most out of your …
1 week, 6 days ago