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Five Things That Give The Merchant Processing Industry a Bad Name and How To Fix It | PEP112

Episode 112

Five things that give the merchant processing industry a bad name.

A payment processing statement should never feel like a magic trick, yet too many m…

12 hours ago

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The AI Platform Helping Businesses Cut Costs Everywhere: Cost Savings | Bill Kurtzner PEP111

Episode 111

What if your invoices could tell you exactly where you’re overpaying? We talk agentic AI that audits spend, finds hard savings, and even unlocks whol…

1 week, 1 day ago

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Merchant of Record vs PayFac: MOR Explained: What Everyone Gets Wrong - Know The Difference | PEP110

Episode 110

“Merchant of record” gets thrown around nonstop, but it changes who owns the customer, the descriptor, and the liability. We break down what it reall…

1 week, 6 days ago

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Why Merchants Get MATCH’d After Fraud They Didn’t Cause: Inside the BRAM Fine System | PEP109

Episode 109

Negotiation changes when you have leverage. Our playbook: lock out debits, demand the underlying basis, and force real answers, sometimes by filing a…

1 month ago

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The Secret to Merchant Stickiness? Rewards Instead of Rate Cuts with Guest Tuzo Rewards | PEP108

Episode 108

Payment processing often feels like a tax and when every ISO sells the same terminals, the same funding speed, and the same basic promises, the only …

1 month, 1 week ago

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Why Processors Freeze Accounts (And How to Avoid It) | How Merchants Survive & Even Thrive | PEP107

Episode 107

Stripe approved the merchant… then froze funds and refunded customers anyway. How do you protect your business when the processor owns the relationsh…

1 month, 3 weeks ago

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Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106

Episode 106

Surcharging caps. Debit card limits. Fines that flow through banks. If you’ve ever wondered who really profits from card payments, this conversation …

2 months ago

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AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105

Episode 105

Software that negotiates prices and completes payments for you sounds convenient until it hallucinates a refund policy.

Software that can shop, negoti…

2 months, 1 week ago

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PayFac vs Merchant of Record: The Risk No One Explains | Guest Deana Rich of Infinicept | PEP104

Episode 104

“Merchant of record” sounds easy, until you realize it isn’t a defined term. We break down PayFac vs MOR, why rules exist, and how people accidentall…

2 months, 2 weeks ago

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How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103

Episode 103

A single receipt can change how you see the payments industry. When Naveed from KV Payments notices a 4% card charge at a mechanic shop, it triggers …

2 months, 3 weeks ago

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