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Why Haven’t More Financial Institutions Adopted Instant Payments?

Instant payments have quickly shifted from an emerging capability to a competitive expectation. Yet many financial institutions still struggle to jus…

12 hours ago

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How BNPL Is Helping Credit Unions Strengthen Member Relationships

Every payment tells a story about a member’s financial life. The challenge for credit unions is that more of those stories are now being told somewhe…

1 week, 2 days ago

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Despite Rapid Change, ACH Still Anchors the Payments Industry

Even as agentic commerce, open banking, and stablecoins have captured much of the payments industry’s attention, one of the ecosystem’s most establis…

2 weeks, 1 day ago

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Embedded Finance: Banks’ New Growth Channel

In the past, a community bank in Connecticut could attract customers through physical branches and marketing efforts, but expanding beyond its geogra…

3 weeks ago

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How Leading Brands Are Building Better Digital Gift Card Experiences

The gap between good and great gift card programs is widening. While most brands offer some form of gift card, the leaders are distinguishing themsel…

3 weeks, 1 day ago

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When AI Changes Fraud, Trust Becomes Everything

Trust has always been the foundation of the credit union movement. Today, that trust is facing one of its greatest tests.

Artificial intelligence is …

3 weeks, 2 days ago

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The Use Cases Propelling the FedNow® Service’s Growth—and Shaping Its Future

Customers no longer measure service in days or even hours—they measure it in seconds. Whether they’re paying employees, closing on a home, moving mon…

4 weeks, 2 days ago

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The Rise of Programmatic Payments and the New Compliance Challenge

A payment used to begin with a person making a decision: swiping a card, approving a transfer, or authorizing a purchase. Increasingly, that decision…

1 month ago

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When Payment Choice Becomes the Expectation

No one likes waiting for a check to arrive in the mail. Today’s consumers are accustomed to instant, digital experiences, and those expectations exte…

1 month, 1 week ago

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Why Crypto Will Be the New Standard for Global Payouts

Many companies expect gig workers to deliver fast, reliable work—but the way they’re paid often tells a very different story. Behind the scenes, payo…

1 month, 1 week ago

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