Podcast Episodes

Episode 476: Come On Up To The House With Our Annual Portfolio Reviews For The Very Good Year Of 2025

Season 6 Episode 476

In this episode we conduct our annual portfolio reviews of our eight sample portfolios you can find at Portfolios | Risk Parity Radio, and compare them with commercial alternatives.  We discuss why f…

Published on 3 days, 4 hours ago

Episode 475: Managing An Inherited Roth IRA, Roth vs. Traditional Tax Locations, Some Basics With Resources, And Portfolio Reviews As Of December 26, 2025

In this episode we answer emails from Tyler, Michael and Jon.  We discuss managing an inherited Roth across a 10-year window and related questions, compare VXUS to targeted international tilts, tax a…

Published on 1 week, 3 days ago

Episode 474: Planning Around Taxes In Transition, Bitcoin FOMO, Living In A Trailer, And Portfolio Reviews As Of December 19, 2025

Season 6 Episode 474

In this episode we answer emails from Jenna, Kevin, and Jack Rabbit.  We challenge the myth of “never pay taxes” and show how to transition scattered holdings into a Golden Butterfly framework while …

Published on 2 weeks, 2 days ago

Episode 473: Merry Christmas From Testfolio, More Cowbell, KBWP, And Fund Seeder Mania

Season 6 Episode 473

In this episode we answer emails from JT, Phil, and Glenn.  We revel in the updates to the TestFolio tools, weigh how tilting toward small cap value can lift safe withdrawal rates but also reduces ov…

Published on 2 weeks, 6 days ago

Episode 472: A Field Day In New Jersey, Obviating Late Accumulation Risks, And Portfolio Reviews As Of December 12, 2025

Season 6 Episode 472

In this episode we answer emails from Anonymous from New Jersey, James, and Brad.  We answer a donor’s six-part retirement plan, from mortgages and liquidity to 403(b) constraints, ETF trading, asset…

Published on 3 weeks, 3 days ago

Episode 471: Holy MiFID Quandaries, HGER, And The Desert Portfolio

Season 6 Episode 471

In this episode we answer emails from Anonymous, Pete, and Wilhelm.  We discuss how MiFID reshapes investing for U.S. citizens retiring in the EU, the commodities fund HGER and the "Desert Portfolio.…

Published on 3 weeks, 6 days ago

Episode 470: Short Term Bonds, A Growth Plan For A Late Starter, A Birthday Wish And Portfolio Reviews As Of December 5, 2025

Season 6 Episode 470

In this episode we answer emails from Adam, Cha Cha, and TJ.  We discuss how cash and short-term bonds affect safe withdrawal rates, why the Golden Butterfly’s allocation is a preference not a rule, …

Published on 4 weeks, 2 days ago

Episode 469: Risk Parity For Charity, Managing Indvidual REITs, And Reverse Glidepaths

Season 6 Episode 469

In this episode we answer emails from Patrick, Kyle, and Dave.  We discuss the advantages of using risk parity style portfolios for higher withdrawal rates, how to manage a sleeve of individual REITs…

Published on 1 month ago

Episode 468: Revisiting Listener Gambling Problems, Canadian Considerations, And A Visit To the Father McKenna Center

Season 6 Episode 468

In this episode we answer emails from Grant, Brian, and Mourad.  We unpack Grant's various gambling problems with leveraged ETFs and Bitcoin wrappers, owning gold in CAD or USD for Canadians, the rol…

Published on 1 month, 1 week ago

Episode 467: A Smorgasbord Of Retirement Account Management And Spending Tips And Portfolio Reviews As Of November 21, 2025

Season 6 Episode 467

In this episode we answer emails from Camille and Jeff.  We discuss how 72(t) and asset swaps enable early IRA access, where to place managed futures and treasuries for taxes, practical cash options …

Published on 1 month, 2 weeks ago