Podcast Episodes
Back to SearchEpisode 462: Creating Your Own Sample Portfolio, Asset Swaps With Cash, Low-Bar-Setting Financial Advisors, And Portfolio Reviews As Of October 31, 2025
Season 6 Episode 462
In this episode we answer emails from Jess, Phil and Scott. We discuss an experience of setting up a sample RPR portfolio for one's self, using asset swaps to manage cash, and fun with the low bar s…
Published on 17 hours ago
Episode 461: Transitioning To Forever Plans, SCHD And Bitcoin, Our Purpose For Value, And When To Make Adjustments (Probably Never)
Season 6 Episode 461
In this episode we answer emails from Tyson, Patrick, and Shuchi. We discuss the basics of transitioning, SCHD as a value fund choice, bitcoin vs. gold, why "only works for 30 years" is a fake probl…
Published on 4 days, 6 hours ago
Episode 460: Pulling The SWR Levers In A Retirement Scenario, Test Portfolios, HSAs, And Portfolio Reviews As Of October 24, 2025
Season 6 Episode 460
In this episode we answer emails from Eva, Jess and Mr. Toxic. We discuss the three levers of safe withdrawal rates applied to a listener's upcoming retirement situation, running test risk parity st…
Published on 1 week, 1 day ago
Episode 459: Kicks And Giggles With A Bogleheads Forum Thread And Practical Issues About Evolving From Accumulation To Decumulation
Season 6 Episode 459
In this episode we answer emails from Luc and Nick. We discuss the four levels of investors, the fundamental problems with identity that terms like "saver" and "Boglehead" cause per Morgan Housel, f…
Published on 1 week, 3 days ago
Episode 458: Withdrawal Mechanics, Modelling, Futures Contracts And GOOOOLD, And Portfolio Reviews As Of October 17, 2025
Season 6 Episode 458
In this episode we answer emails from Ron, Mark, Rick and Keith. We revel in your generosity and discuss the mechanics of monthly withdrawals and how rebalancing smooths that over, modelling portfol…
Published on 2 weeks ago
Episode 457: Musings From A Swedish Road Trip, AI Bots, The Website And Gold Futures
Season 6 Episode 457
In this episode we answer emails from Niek, Dustin, Dale, Hydromod and . We discuss adopting a golden ratio mix and not having unrealistic expectations, the plusses and minuses of the AI-version-of-…
Published on 2 weeks, 4 days ago
Episode 456: Lions And Leverage And RP Plans (Oh My!) -- And Portfolio Reviews As Of October 11, 2025
Season 6 Episode 456
In this episode we answer emails from Jimmy, Anonymous and Matthew. We discuss financing a home with portfolio leverage via ETFs or margin, revel in the generosity of our listeners and real-life enc…
Published on 3 weeks, 1 day ago
Episode 455: Transitions, Calculators And Golden Bucketeering!
Season 6 Episode 455
In this episode we answer questions from Chris, George and "I Have No Name." We discuss a transition situation with bonus portfolio question, the plusses and minuses of Pralana and similar calculato…
Published on 1 month, 2 weeks ago
Episode 454: A Master Plan For Mr. Bill And Portfolio Reviews As Of September 12, 2025
Season 6 Episode 454
In this episode we answer one big long email from Mr. Bill (actually Dr. Bill). We discuss a planning process grounded in good data science, forecasting techniques and decision theory, and how we inc…
Published on 1 month, 2 weeks ago
Episode 453: Managed Futures, Bengen's New Book, And Vanguard Personal Advisor Follies
Season 6 Episode 453
In this episode we answer emails from Adam, Private Cowboy, and Jose. We discuss managed futures (again with references!), Bill Bengen's latest book and how it integrates into our approach, and the …
Published on 1 month, 3 weeks ago