Podcast Episodes
Back to Search#128 - Setup Your Plan Like a Budget Nerd: Advanced YNAB Concepts
Episode 128
A few episodes ago, Ben and Ernie walked through how to set up YNAB for the first time, focusing on the basics. Today, by popular request, they are covering the advanced setup, exploring every featur…
Published on 8 hours ago
#127 - Pay Off Debt vs Get A Month Ahead: Which Should You Do First?
Episode 127
Ben and Ernie take up arms in the age old personal finance battle -- pay off your debt first, or get a month ahead on your bills? While they have discussed this topic before, in today's episode they …
Published on 2 weeks ago
#126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis)
Episode 126
At Fan Fest Minneapolis in June 2025, Ben and Ernie recorded their first ever live podcast of Budget Nerds! They invited friend, mentor, and fellow YNAB creator Ashley Lapato, who also runs @theorgan…
Published on 4 weeks ago
#125 - All the Ways to Easily Add Transactions
Episode 125
You may have noticed some recent changes to the YNAB app, starting with no more "add transaction" button in the bottom row of the screen. It was a little jarring for Ben and Ernie at first, but they …
Published on 1 month, 1 week ago
#124 - 7 Habits That Changed Our Money Forever
Episode 124
It's often said that sucess is the result of your daily habits. In today's episode, Ben and Ernie talk about seven habits that completed changed how they think about and act around money, including:
…Published on 1 month, 3 weeks ago
#123 - How to Start YNAB (Simple, No Hassle Setup)
Episode 123
YNAB is a powerful, flexible piece of software, but there is a learning curve. In today's episode, Ben and Ernie teach you how to setup a YNAB spending plan from scratch, and the essential features y…
Published on 2 months, 1 week ago
#122 - Feeling Stuck? These 26 YNAB Wins Will Inspire You
Episode 122
It's been a while since Ben and Ernie have had a good old fashioned YNAB wins show, so here's another one! Ben and Ernie collected wins big and small from YNAB'ers improving their relationship with s…
Published on 2 months, 3 weeks ago
#121 - The Weirdest Categories We've Ever Seen (and Loved)
Episode 121
Through all the category breakdown episodes, Ben and Ernie have seen some thought-provoking, inspiring, funny, and downright weird categories from YNAB'ers. Today's episode is all about celebrating t…
Published on 3 months ago
#120 - Your Categories Are Not Alone! The New YNAB Templates
Episode 120
Have you felt overwhelmed trying to think of categories for your money when you start a fresh spending plan? Or just wished someone would come up with new categories for you when you need to plan for…
Published on 3 months, 2 weeks ago
#119 - Lauren's YNAB Categories (PLUS How She Breaks the Multi-Currency Rules)
Episode 119
In today's episode Ben and Ernie chat with Lauren, a long time YNAB user going back to YNAB4 and a Customer Support Specialist at YNAB. Though she was born in the US, Lauren is of Korean descent and …
Published on 4 months ago