Podcast Episodes

Retiring at 65 Might Be Too Late (Here’s Why)

Episode 312

Most retirement plans focus on money alone, but the equation is incomplete without factoring in healthspan. Lifespan is how long someone lives, but healthspan is the number of years spent in good phy…

Published on 1 day, 16 hours ago

Inside Root’s Growth Plan (And the Promise Refuse to Break) │ Root Talks

Episode 311

What happens when growth changes a company?

We’ve all seen it—your favorite restaurant expands and suddenly the quality slips. The connection feels lost. But does growing always mean losing what made …

Published on 2 days, 16 hours ago

How to Avoid the Widow’s Tax (Before It’s Too Late)

Episode 310

When one spouse passes away, the survivor often faces what is known as the “widow’s tax.” It is not an official IRS tax, but the impact of moving from married to single tax brackets. A couple earning…

Published on 4 days, 16 hours ago

They Gave Up the ‘Traditional’ Retirement to Live the Life They Always Wanted: The Retirement Travelers

Episode 309

Redefining retirement with purpose and adventure

John and Bev retired at 55, sold almost everything, and traded their dream home for two backpacks, golf clubs, and a life of full-time travel. Since th…

Published on 1 week, 4 days ago

The Hidden Cost of Financial Optimization (And How to Avoid It)

Episode 308

What if the “financially optimal” choice doesn’t actually lead to your best life?

This conversation explores the balance between optimizing money and optimizing happiness. We break down the Five Types…

Published on 2 weeks, 2 days ago

When Money Isn’t Enough: The 5 Types of Wealth You Need Before Retiring

Episode 307

When the numbers say you can retire, but you can’t step away. 

Many people with the financial means to retire keep working, telling themselves one more year will make the plan even stronger. But at wh…

Published on 2 weeks, 4 days ago

Here's How Early Retirement Will Impact Your Social Security Benefit

Episode 306

Thinking about retiring early and worried it might hurt your Social Security benefits? Good news: it probably won’t.

A common myth is that you have to work into your 60s to get the most out of Social …

Published on 3 weeks, 4 days ago

Does Your Spouse Really Know the Financial Plan? Why That Matters │ Root Talks

Episode 305

Money conversations fall short when only one spouse is at the table. It’s easy to treat financial planning like another household task to divide and conquer, but unlike errands, your financial plan i…

Published on 4 weeks, 2 days ago

Can You Retire Without $1 Million? The Truth Might Surprise You

Episode 304

Forget the myth that you need a million dollars to retire. What really matters is creating sustainable cash flow—not hitting a magic number.

Retirement success comes down to three things: your expense…

Published on 1 month ago

The #1 Way to Ruin Your Retirement (Most People Do This)

Episode 303

Can a children’s poem change how you think about retirement? In this episode, we unpack the hidden wisdom in Shel Silverstein’s “Smart” and how it reflects a common retirement planning mistake: tradi…

Published on 1 month, 1 week ago