Podcast Episodes

The Financial Guru Hall of Shame--Who's Leading You Off a Cliff?

Season 1 Episode 366

David McKnight focuses on three of the biggest names in personal finance – Dave Ramsey, Suze Orman, and Ken Fisher – and why you should be careful with following their advice.

David emphasizes that a…

Published on 8 hours ago

Suze Orman Says 3%, Bill Bengen Says 4.7%--Who's Right on Sustainable Withdrawal Rates?

Season 1 Episode 365

David McKnight compares the approach of some of the biggest names in personal finance: Suze Orman, and William "Bill" Bengen (the man who invented the 4% Rule).

In a recent interview covered by MSN, …

Published on 1 week ago

Why Dave Ramsey's Roth Conversion Advice Could Cost You a Fortune

Season 1 Episode 364

David McKnight discusses one of the most destructive pieces of retirement advice he has ever heard: that you should never do a Roth conversion in retirement or within five years of retiring.

Dave Ram…

Published on 2 weeks ago

Four Ways to Pay Tax on Your Roth Conversion

Season 1 Episode 363

David McKnight addresses something that can make or break your Roth conversion strategy: how you actually pay the tax.

David kicks things off by sharing that Federal and state estimated tax payments …

Published on 3 weeks ago

I'm 52 Years Old and Have No Bonds in My Portfolio (Smart or Dangerous?)

Season 1 Episode 362

David McKnight explains why he has chosen to avoid bonds entirely and why you might want to rethink how you protect your portfolio as you approach retirement.

David kicks things off by illustrating t…

Published on 4 weeks ago

Dave Ramsey is Right About Bonds, but Not for the Reasons He Thinks

Season 1 Episode 361

David McKnight addresses something Dave Ramsey has been saying for years: "You should NEVER own bonds in retirement!"

David points out that the tool that actually solves the problem Ramsey has been t…

Published on 1 month ago

What is the Power of Zero Retirement Philosophy?

Season 1 Episode 360

David McKnight walks you through what he believes to be the retirement strategy of the future: the Power of Zero approach.

Congress recently passed the One Big Beautiful Bill Act, which makes the Tru…

Published on 1 month, 1 week ago

Greatest Retirement Mistake

Season 1 Episode 359

While on the golf course with his son, David McKnight got asked a question, by a couple of men in their early 70s, every pre-retiree and retiree wonders at some point: "What's the biggest mistake peo…

Published on 1 month, 2 weeks ago

The Hidden Costs of Whole Life Insurance

Season 1 Episode 358

For many people, an approach that incorporates whole life insurance has become part of their broader retirement strategy. Is that a good way to go? That's what David McKnight addresses in this episod…

Published on 1 month, 3 weeks ago

Why You Should Replace Your Bonds with an Annuity

Season 1 Episode 357

In this episode of The Power of Zero Show, host David McKnight discusses why it may make sense to replace the bonds in your retirement portfolio with a Fixed Index Annuity, and how doing so could lea…

Published on 2 months ago